1PolicyLife is complicated enough without the added hassle of multiple insurance policies with multiple renewal dates, different rules, different help desks and so many passwords and security questions to remember! Wouldn’t life be better if you just had 1 friendly contact, 1 renewal date and 1 policy for everything!

Our new innovative insurance product 1Policy can insure your Main Dwelling, family car or cars, Investment Properties, your Worldwide Travel and Pets, all under 1Policy with 1 renewal date, 1 contact number and 1 claims line.

Warranty Free!

Many insurers have provisos or warranties on settling claims and if you don’t abide by these they might not pay out. 

All insurers expect a policyholder to apply the utmost level of duty of care when securing & locking up their properties and vehicles, but on rare occasions genuine errors may occur!

Our policy is Warranty Free, so all genuine claims are paid out without question or dispute.

What’s covered

Home Insurance

Home Insurance

Do you really know the actual re-build valuation of your home, including Demolition costs, debris removal, Planning and Architect fees etc? There is a considerable amount of Home Owners who do not and risk the chance of being under-insured which in turn means that claims can be refused or reduced due to under-insurance.

1Policy offers:
  • Unlimited buildings cover
  • Legal Expenses Cover
  • Home Emergency Cover up to £1,500 any one loss as standard
Contents Insurance

Contents Insurance

Do you really know how to value your overall contents and personal possessions within the home? Most people do not which again could mean you maybe under insured. 1Policy offers unlimited contents & personal possessions cover, and not only this, the cover is worldwide with no limits.

Valuables! How much are they worth? 1Policy allows you to insure any amount you require and you only need to specify any valuables with an individual value of over £20,000.
Motor Insurance

Motor Insurance

1Policy includes agreed values on all vehicles, so in the event of a total loss, the full amount will be paid.
1Policy includes Protected No claims Bonus.
1Policy can include all family cars regardless of ownership (as long as you reside at the main dwelling) and each individual will always earn their own No Claims Bonus.
1Policy includes Full European Breakdown cover on all vehicles.
Investment Properties

Investment Properties

1Policy can include any investment properties again Warranty free.

  • Including Buildings and contents insurance
  • Landlord’s Legal Indemnity protection
  • Landlord’s Home Emergency cover


We can include Annual Worldwide Travel including Winter Sports cover. So, whether you are relaxing on Bondi beach or skiing in Aspen 1Policy has you covered.
Pet Insurance

Pet Insurance

We know you love your pet or pets, so you can include Pet Insurance as part of your 1Policy.

1Policy covers:
  • Vets fees, including emergency boarding fees
  • Advertising and reward costs, the cost price paid if stolen, strays or dies as a direct result of an accident or illness
  • Euthanasia, cremation or burial cost as a direct result of an accident or illness
  • Cover during a journey to Europe
  • Liability to another person for bodily injury or property damage

Find out more


1Policy is a new and innovative way to insure the things that matter to you, all in 1 easy place.

Starting your 1Policy cover couldn’t be easier, your 1Policy can start when your first policy falls due for renewal and the remaining policies can then be included mid-term throughout the year until such time that all policies are included and you have 1Policy, 1 renewal date and 1 interest free monthly payment.

To find out more either call us on 01865 88 44 44 or fill out this simple form and we will call you and start taking the hassle out of insurance, 1Policy at a time.

Optional details





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    1Policy is underwritten by Arch Capital Group Ltd. and provided by the policy brokers Archipeligo Risk Services Ltd.

   To read any of the full policy details click on the icons below to download them:

Terms & Conditions 1Policy T&C's PDF     
Home Insurance
Insurance Wording 1Policy T&C's PDF Emergency Wording 1Policy Wording PDF Family Legal Wording 1Policy T&C's PDF
Insurance Wording 1Policy Wording PDF Breakdown Wording 1Policy Wording PDF  
Insurance Wording 1Policy Wording PDF  


Contact Us

BJP Oxford

3 Elm Place, Old  Witney Road,
Eynsham, Oxford,
OX29 4BD

Tel:  01865 88 44 44
Fax: 01865 88 13 33

If you are unhappy with our service, we have a complaints procedure, details of which are available on request, or by clicking here, and you may be able to refer a complaint to the Financial Ombudsman Service (FOS) if you are unhappy with how we dealt with your complaint.