A shop insurance policy covers you (the client) against legal liabilities and additional risks that you may face as a retailer or shop owner.
With customers and suppliers regularly visiting your premise you need to be sure that you have adequate Liability protection in place.
Public Liability protection enables you to meet the costs of damages which may be awarded to members of the public for injuries sustained in your shop or for damages caused to a member of the public’s property.
Employers Liability protection enables you to meet the cost of damages and legal fees for employees who are injured at work as a result of your negligence.
Shop and Retail insurance allows you to cover these risks as well as insuring the shop assets in one easily managed policy.
Our package policies can include:-
- Public Liability
- Products Liability
- Employers Liability
- Business Contents
- Stock of Wines & Spirits
- All other Stock
- Loss of Licence
- Business Interruption
- Legal Expenses protection
Our experienced Staff will be able to assist you with setting up new policies and as importantly will be there to assist you in the unfortunate event of a claim, which is a rarity these days.